Education jargon “3 P” Banks & SMEs
Education jargon “3 P” Banks & SMEs
Ensure benefits, Understand the risk, Consider Costs
In Indonesian : Jargon Edukasi “3 P” Bank & UMKM Pastikan Manfaatnya, Pahami Risikonya, Perhatikan Biayanya
Bank Indonesia and the National Bank on Wednesday, October 14, 2009, in Jakarta, the official launch of Banking Education Jargon “3P” (Make sure the benefits, risks Understand, Look at Cost) and watched the signing of the Commitment to Product Launch “savings” by 22 members of the Working Group of Banking Bank. Launch jargon “3P” and product “savings” is a continuation of banking education programs under the theme “Let’s go to the Bank”.
“Educational jargon” 3P “is needed in educating the public and the perpetrators of SMEs in order to understand the benefits, risks, costs and the rights and obligation in the use of banking products, such as savings products and credit products / loans. By understanding the jargon of the community and offenders 3P MSME MSME expected more professional actors and proportional capitalize the bank products and services.
Community and actors should welcome the SME banking industry’s commitment to publish new product cost savings without administrative costs, the “savings”. The more variety of products and services offered by banks to customers needs to be balanced with an adequate understanding by the customer about the characteristics of products and services it. Through savings products, is expected to more SME players who have savings in the bank. By becoming a bank customer and menanbung diligent, more SME players can manage their business and financial transactions may make the bank as a business partner, especially in dealing with capital needs of SME businesses.
Banks should give a balanced explanation to customers about the benefits, costs and risks inherent in a product or service offered by banks, so as to avoid asymmetric information between borrowers and banks.
Commitment to launch a banking product “savings”, this is expected to be able to answer complaints that had been hoped that the savings are not burdened with administrative costs. With the presence of products “savings” expected to increase “savings rate”, as well as a positive step for SMEs masyrakat and actors in the use of banking products more.
For Father / Mother / Brother actors are SMEs everywhere, please come to the nearest bank, to obtain information and take advantage of savings programs. I hope to become customers of the bank, opened the next step to establish strategic partnerships between SMEs and Bank.
Ensure benefits, Understand the risk, Consider Costs
Go MSME Indonesia.
Source: Bank Indonesia
